Some banks are advertising “the do-over refi”, with few, if any loan fees. We can offer you a “do-over refi”, and provide you the option of receiving a rebate to cover costs, or choose a lower rate and build those costs into your refinance amount. Either way, you could save thousands of dollars in interest over the life of your loan.
If you are positively planning to sell or refinance your home in the next few years, an adjustable rate loan that’s fixed for 3, 5, 7 or even 10 years can provide you even lower rates! The current rates on a 5-year fixed loan that adjust 1 time per year after that are below 4% per year.
Contact me for a free graphed analysis to see whether a refinance could save you money each month, and whether it makes sense for you. If we can’t save you hundreds per month, we’ll advise you to keep your current loan.

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